Buy Now, pay over time!

Frequently Asked Questions

  •  What happens if I don't qualify for the first offer?
  •  Which lenders work with SatisFi from Synchrony?
  •  How do I pay my bill?
  •  If I am approved, what happens next?
 

Financing Details

 
Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from  the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after the promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 
 
  • Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statements credit. Statements credits will be issued within 1-2 billing cycles after qualifying purchases is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing and not become delinquent. Subject to credit approcal. We reserve the right to discontinue or alter the terms of this offer at any time.
  • For new accounts: Purchase APR 29.99%; Minimum Interest Charge is $2.
  • Data fees may apply

 

Lease-To-Own Financing (Katapult): Katapult offers lease-to-own financing for purchases up to $3,500, Subject to approval by Katapult. Katapult is currently available in 46 states and Washington D.C. and not available in Minnesota, New jersey, Wisconsin and Wyoming. Please refer to https://katapult.com/app/legal for more details.